"How To..." free resources from "NewbiesOnTheNet"

One thing I think we ALL agree on: There are way too many scams out there. Both online and off.

Things like:

Emails from a "millionaire" who needs "help transferring large sums of money." This is one of the most popular scams online today.

How about the "You’ve won the lottery!!" emails? You know that unless you’ve bought a ticket, or registered for the lottery in question, you haven’t really won a thing. Prepare to be scammed!

Oh, and the "Free Credit Report" mails, did you know that they’re usually just someone looking to grab any of your secure details they can. Some of them even bill you for using their "free" service later?

Watch out for the Bank, E-gold and Paypal scams, where someone sends you an email telling you that you HAVE to login, or risk losing everything. Both E-gold and Paypal have strict email policies, and neither of them would EVER ask for your login info with an email.

Then there’s "You’ve won a free gift". How many of those do you get per week? All you have to do is pay s&h, right? Well, that means it isn’t really free, doesn’t it? You know what they get when you claim that free gift? Usually your credit card number or even your email address/phone number which can then be sold on as "leads".

Here's a bunch of links that can hopefully help you with safely marketing online, without getting scammed.

Minimize Credit Card Fraud
http://www.scambusters.org/CreditCardFraud.html

Museum of Scams and Frauds (I really love this one)
http://www.quatloos.com/

List of scams with a touch of humor
http://www.worldwidescam.com/

What if you’ve already been scammed? Complain! Don’t just leave it. You won’t help yourself, nor others if you just leave it. Even if you don’t get your money back, you’ll be doing your bit to stop these scams and fraudsters, ultimately helping others to avoid them.

Been scammed? File a report!
http://www.econsumer.gov/english/

Where to complain (USA)
http://www.consumeraffairs.com

There’s just so much hype out there, and it’s easy to get "sucked in". We all want to believe that we can actually make the promised 10's of thousands of dollars within just a couple of weeks.

In reality, things like that just don’t happen. The only person, who can possibly, if at all, make that amount of money, is the program owner. At YOUR cost. Always remember, if it looks unbelievable, it probably is.

No matter what you market online, always do your homework before signing up for anything. It's REALLY important to research before you decide to pay out any money.

Don’t rely on just a couple of sources for information, find as many as you can. Check out lists and forums, see if they’ve got anything to say about the program/product you’re considering.

Ask all your friends and contacts if they’ve heard anything, good or bad. Go to marketing chatrooms, see what people there have to say about it.

Ask about everything you need answers to, regarding the product/program. You’ll be surprised at the amount of information you can get.

Get in touch with the owners, ask questions. If they’re elusive, or don’t answer you at all, then my advice would be to steer clear.

Need to talk to us? Or ask a question?... you'll find an EMG Help Desk button at the bottom of every page on the "Newbies" site!

Identifying Scams That Look Like Legitimate Businesses:

There are a whole lot of various business opportunities for you, as a marketer, to get involved with. Before you do though, you need to be aware of the fact that there are also thousands of scams out there, posing as legitimate businesses.

While a lot of these types of programs are totally on the up-and-up, some unscrupulous people will almost re-create the different types of program and scam you for all you’ve got.

No matter which road you decide to take in your pursuit of becoming an online marketer, always do your due diligence and check up on whatever program you are thinking of becoming part of.

Here’s a list of some legitimate type programs that can actually be easily re-created by fraudsters:

Web Cramming

They Promise: You get a free custom-designed website for a 30-day trial period, with no obligation to continue.

Fact: Sometimes, people have been charged on their telephone bills or received a separate invoice, even if they never agreed to continue using the service after the trial period.

Be Aware: Check your phone bills and challenge any charges you don't recognize.

Internet Access Services

They Promise: "You’ll get Free money, all you have to do is cash this check."

Fact: You are at risk of being "trapped" into long-term contracts for Internet access or another web service. There’s usually huge penalty fees if you cancel, or terminate the service before the "agreed" period is up.

Be Aware: If you receive a check, read both sides and look inside the envelope for any hidden conditions that you're "agreeing" to if you cash the check. Also read your phone bill carefully for any unexpected or unauthorized charges that may be there.

Business Opportunities

They Promise: "You can kiss your 9-5 job goodbye, be your own boss and rake in the cash."

Fact: There’s a lot of hype out there. Unfortunately, people believe all the wild promises about potential earnings, and end up investing big bucks into a program/opportunity that turns out to be a total flop.

Be Aware: Always look for evidence to back up the earnings claims. Talk to others who’ve started businesses through the same company. Get all the promises, claims and conditions in writing.

Investments

They Promise: Just make one investment in a day trading system or service and you'll get huge returns.

Fact: Any promised profits come with a risk. The bigger the profits, the bigger the risks.

Be Aware: Talk to other people who invested through the program to find out what level of risk you're assuming. Do a check on the promoter through state and federal securities and commodities regulators.

Internet Auctions

They Promise: You can shop for a huge selection of products at great deals, from the comfort of your own home.

Fact: A lot of people have received an item that is less valuable than promised or at the very worst, nothing at all. Of course this is AFTER they’ve parted with their cash.

Be Aware: When you’re bidding through an Internet auction, especially if it’s for a large quantity, or a valuable item, check out the seller first. Also, insist on paying with a credit card or using an escrow service. An "escrow service" will act as a "paid middle-man". They will hold your cash until you get the merchandise, then they will pay the vendor, for a fee. And always, always complain to the site owner.

There are lots of ways to get scammed, so always make sure you ask a lot of questions, do background checks and scrutinize ALL contracts and papers before you sign anything at all. Remember, it may be easy just to sign up and wait for good things to happen, but it’s just as easy, if not easier, to lose your shirt.

If you’ve been online for more than a week, you’ve probably already seen them. Ads that promise great wealth, in little or no time, for little or no work on your behalf. They then go on to tell you how simple and easy it is to work from home, being your own boss and setting your own hours. "Work in your pyjamas" is a common boast.

Sounds great, doesn’t it? But is it actually true? Ok, so you get to decide your work hours, but let me tell you, there’s a LOT of hours involved here, and a LOT of hard work, and even then, you may not succeed in making enough money to quit your day job (IF any at all...)

There are tons of business opportunities out there to get involved with. Here’s a list of some of them, with their "TRUE" colours. I’m NOT saying every individual opportunity IS a scam, but a lot of them are, and you need to do your homework before you embark on the journey as an "internet marketer".

MLM, Pyramid Schemes etc:

They Promise: You make money from sales, be it services or products. You recruit other sales people, and earn from their sales.

Fact: Most of the time, you’ll find that the people you’re trying to sell to are other distributors, and you’re all trying to sell to each other, which ultimately means no sales.

Holidays and Travels:

They Promise: You get dirt-cheap or even free tickets, with tons of extras.

Fact: You could end up with no trip, or with a trip of a much lesser quality of services and accommodation than promised. Sometimes there are hidden charges and costs that you don’t find out about until you’ve paid.

Credit Cards:

They Promise: Give us your credit card number, we need it to verify that you are over 18, then we can give you X, Y, and Z for free.

Fact: There are a lot of these that will run up charges on your credit cards.

Health Care:

They Promise: Our products can cure serious, or even fatal, health problems.

Fact: A lot of people will believe this one, without checking it out thoroughly. This can result in people not getting the necessary treatment they really need for their illness.

Investments:

They Promise: Make a huge return on your investments with us, and make it FAST!

Fact: A big profit always carries a big risk, which mostly means you stand to lose your investment.

Chain Letters:

They Promise: Pass this on and you’ll earn a truckload of money. The really evil ones threaten you with what will happen to you if you don't.

Fact: Chain letters involving money and/or valuables are illegal! Even the ones that tell you they’re legal and endorsed by the government. By starting, or passing these on, you are, in effect, breaking the law.

Please Note:

While a lot of MLM programs truly ARE legitimate, there’s thousands more that aren’t. There are certain questions you need to ask the promoter of any program/opportunity/offer before you make your decisions:

1. What is the FULL outlay expected of me for membership fees, equipment and supplies?
2. What will I get for my money?
3. What exactly do I have to do (step by step)?
4. Will I be paid a regular wage, or will my pay be based on commission?
5. Who will be paying me?
6. How will they be paying me?

Take your time. People promoting scams will likely use high-pressure sales tactics to get you to buy in to them.

If the business opportunity is legitimate, it'll still be around when you're ready to decide.

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